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    • Central Bay Realty & Property Management
      732 Ohio Ave
      Lynn Haven, FL 32444
      (850) 257-5016
      centralbayrealstate@gmail.com

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      • Roy F Furst

        Licensed Real Estate Broker

        Central Bay Realty

        Phone: (850) 257-5016

        Email: centralbayrealestate@gmail.com
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        IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

        $575,000
        For Sale

        3909 Ray Street

        Panama City Beach, FL 32408
        3 beds | 4 baths | 0.18 acres | #782259
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        64 photos
        Type:Multi-Family
        Structure:Duplex/Multi-Unit
        Zone:Residential

        Description

        Imagine your own fully furnished coastal retreat—two homes, one unbeatable opportunity—set less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1-bedroom, 1-bathroom guest house tucked away in the back—complete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and family—but not enough to let them stay in your house—this setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.

        • Property Details
            • SubdivisionHoliday Beach Unit 7
            • InteriorInterior Steps
            • Exterior MaterialsCovered Patio
            • Property TypeMulti-Family
            • Short SaleListed As Is
            • Property SubtypeMultiFamily
            • Elementary SchoolPatronis
            • Middle SchoolSurfside
            • Original List Price$575,000
            • Cost575000.0
            • ViewLagoon
            • High SchoolArnold
            • Taxes Annual$4,473
            • MLS #782259
            • MLS #782259
            • Acres0.18
            • Year Built1983
            • Bathrooms4.0
            • CountyBay
            • Bedrooms3
            • Full Baths4
            • Days on Market (Cumulative)8

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        IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

        Last Updated: Today at 8:38 AM. Source: CPAR

        Provided By
        Listing Agent: Marc A Miller (#B10784)
        Listing Office: REMAX By The Sea (#RE129)

        Central Bay Realty and Property ManagementReal Estate Group
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